[In the late 1990s, I programmed the content for the AOL.com home page, which relaunched with a new design on July 14, 1998. I printed screencaps and saved them. 20 years later, I'm scanning them in and posting them with a little commentary.]
July 21, 1998: Back to a legit screenshot from the live site. My first NASCAR-related graphic promo.
I worked with the AOL Photo team to get wire or stock photos, then gave them to a designer to integrate the text into the final graphic. The requested lead time for this whole process was a few days, which was... not ideal and caused loads of heartache for all involved. (We eventually found ways to streamline the process. Eventually.)
The way we handled photo credits in those early days was to put them in a separately scheduled promo spot at the bottom of the page.